FIFA 23 LOAN PLAYERS

FIFA 23 Loan players are limited-use items that can boost the overall performance of your team.
FIFA 23 Loan Players

Loan Items


First introduced in FUT 15, loan players are items which you can use for a limited number of games. They can inject that extra bit of quality into your squad for a few games and prove vital in key fixtures. Because of that, more and more people are using them.

Loan player items are identified by a blue circle in the bottom right corner. The number within the circle shows us how many matches he can play until his contracts expire and his card becomes obsolete.

Loan Item

You may be asking what’s the point of having these cards when you can have the final one. Well, first, they are usually free, and you will not be spending the contracts of your cards. Besides that, it allows you to try new items before buying them.

These cards have some specifics about how they work that you should know:

  • Duplicates
    If you win a loan player item you already own in your club, you don’t have to discard any of them. You can combine them into one single card with the sum of the contracts of both and preserve the stats from the first one.
  • Squad
    You can play with several players on loan at the same time. You can also own a loan player and his definitive card on your squad, but you can only use one at a time.
  • Transfer Marker
    You cannot sell loan player items, which means you will not find them on the FUT transfer market. If you try to discard them, you will receive 0 coins. Besides that, you cannot use them to submit squad building challenges.
  • Contracts
    Like any other player card, and except in the Friendlies and FUT Moments modes, you are spending one contract when you use a loan player. If he remains on the subs or reserves, his loan duration remains unchanged. However, you cannot apply contracts to his card to extend the loan. As soon as he runs out of contract, he becomes useless.
  • Consumables
    Except for contracts, all other consumables work OK on loan players, though most of the time, it’d be a bit of a waste considering their limited availability.
EA Servers

How to Get Loan Player Items


There are several ways to get FIFA 23 loan players:

  • Season Rewards;
  • FIFA Editions;
  • Starting Squad;
  • FUT packs;

Seasons
You can exchange your FUT XP by players on loan. The list is published on our Seasons dedicated page.

FIFA Editions
FIFA 23 has two editions. Each one has different offers, but both include the same loan players.
Standard and
Ultimate Edition
Loan Cover Star Item
(5 matches)
Standard and
Ultimate Edition
Loan Ambassador Player Pick Item
(3 matches)

Starting Team
When you start FUT 23 for the first time, right after opening your starter pack, the game requests you to select a player on your squad to replace with a high-rated loan player. It is a one-time chance to improve your squad with a top-quality player. Like on FUT Draft, it will show five players to pick one, according to your selected position. The better is the card, the fewer games you can play with him.

Packs
You can also receive loan players when opening specific packs. They are not available for sale on the FUT store, but you can get them as a reward on Squad Battles, a special event, or even by completing an objective.
Loan Player Reward PackIncludes a player rated 75-80 on loan
Premium Loan Player PackIncludes a player rated 81-85 on loan
Ultimate Loan Player PackIncludes a player rated 86-90 on loan
Loan Prime Icon PackIncludes a Prime Icon on loan
Frequently Asked Questions
With the Loan Players feature, you’ll be able to try out some of FIFA Ultimate Team’s most sought-after players for a limited amount of matches.
No. FIFA 23 loan players are unavailable on the FUT transfer market. However, you can find them in specific packs or by exchanging your FUT XP.
You cannot extend the contracts of loan player items. Once expired, they become obsolete, and it’s up to you to discard them for free or keep them in your club.