FC 26 LOAN PLAYERS
FC 26 Loan players are limited-use items that can boost the overall performance of your team.
Loan Items
Introduced by Electronic Arts in FUT 15, loan players are time-limited items or designed for a limited number of games. They provide a temporary quality boost to your squad for a few matches, often proving crucial in key fixtures. Due to their effectiveness, more players are incorporating them into their teams.
Loan player items are identifiable by a blue circle in the bottom right corner. The number inside the circle represents the remaining matches the player can participate in before their contract expires, making the card unusable.
In FC 26, there are three types of loan items:
- Match Loans
These are the cards you are already familiar with. They allow you to play a certain number of matches with that player, whenever you like. - Timed Loans
This type of loan allows you to use the player as many times as you want while the loan is active. In other words, the card has a sort of timer that determines when it will become obsolete. - Global Loans
These loans work similarly to Timed Loans, but the start and end dates and times are the same for all players worldwide.
Why to Use Them?
You might wonder why these cards are useful when you can own the final version. Well, for starters, they are usually free. Plus, they offer a chance to try out new items before committing to a purchase.
Here are some key aspects of how these cards work that you should keep in mind:
- Squad
You can field multiple loan players simultaneously. It’s also possible to have different versions of the loan player and their regular card in your squad, but only one can be used at a time. - Transfer Market
Loan player items cannot be sold on the transfer market. Attempting to discard them yields 0 coins. Furthermore, they cannot be used in squad building challenges. - Contracts
Except in Friendlies and Moments modes, using a match loan player consumes one contract. If the player remains on the bench or reserves, their loan duration remains unchanged. - Consumables
All consumables function normally on loan players, though it may be somewhat wasteful considering their limited availability.
How to Get Loan Player Items
There are several ways to get FC 26 loan players:
- Season Rewards;
- FC Editions;
- Starting Squad;
- Ultimate Team packs;
Seasons
You can exchange your UT SP by players on loan. The list is published on our Seasons dedicated page.
FC Editions
Football Club 26 has two editions. Each one has different offers, but both include the same loan players.
| Standard and Ultimate Edition | Loan Cover Star Item (10 matches) |
| Standard and Ultimate Edition | Loan Ambassador Player Pick Item (10 matches) |
Starting Team
When you start Ultimate Team 26 for the very first time, right after opening your starter pack, the game requests you to select a player on your squad to replace with a high-rated loan player. It is a one-time chance to improve your squad with a top-quality player. Like on Draft, it will show five players to pick one, according to your selected position. The better is the card, the fewer games you can play with him.
Packs
You can also receive loan players when opening specific packs. They are not available for sale on the store, but you can get them as a reward on Squad Battles, a special event, or even by completing an objective.
| Loan Player Reward Pack | Includes a player rated 75-80 on loan |
| Premium Loan Player Pack | Includes a player rated 81-85 on loan |
| Ultimate Loan Player Pack | Includes a player rated 86-90 on loan |
| Loan Prime Icon Pack | Includes a Prime Icon on loan |
Frequently Asked Questions
With the Loan Players feature, you’ll be able to try out some of Ultimate Team’s most sought-after players for a limited amount of matches or time.
No. Football Club 26 loan players are unavailable on the transfer market. However, you can find them in specific packs or by exchanging your SP.
You cannot extend the contracts of match loan player items. Once expired, they become obsolete, and it’s up to you to discard them for free or keep them in your club.
In Match Loans, you can only play a certain number of match with that card.
In Timed Loans, you can only use the card for a specific period of time, starting from when you acquired it.
In Global Loans, the card becomes active and expires at the same time for all players.
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