FIFA 20 Contract Cards Guide

FIFA 20 Contract Cards Guide

Learn everything about FIFA 20 Contract Cards, including how they work, a list with all these cards and a guide to help you decide if you should use them or not.




What FIFA 20 contract cards do?

The most important FIFA 20 Ultimate Team cards are the players, and then the contracts. Strategically it is a card with great importance, because it is the only consumable required in order to be able to play matches.

The role of the contracts is to increase the number of games that a manager or a player can play.

There are two types of contracts’ cards: the player’s contracts, that can only be applied on players, and the managers contracts, that can only be applied on managers. When one of them is released in a pack, he comes with 7 contracts except if he was released in the starter pack. In those cases, he comes with 45 matches and the card cannot be traded.

The number of contracts printed on their cards decreases every time you use them in a match. When the number of matches printed on the players or managers cards reaches zero, they cannot be used in a match until you apply them a contract card again. These cards can be applied in any time. You don’t have to wait until they run out of contracts. The players or managers cards that are out of contracts, are distinguished from the others by having a folder icon and they can be sent to the transfer list like all the other contracts cards.

FIFA 20 Contract Cards Guide for FIFA 20 Ultimate TeamFollow this path to buy contract cards: transfers – consumables – contracts


List of FIFA 20 Contract Cards

All contracts included in FIFA 20

The contracts represent the operating expenses of the club. We can not live without them. The numbers inside the coloured box of contract cards represent how many extra matches players or managers can play if you apply them that card. For example: if you apply a contract card to a silver player, he will be able to play more matches according to the grey rectangle of that contract card, no matter the quality of that card.

The number of matches that a player/manager card has cannot be higher than 99. You can use FIFA 20 contract cards up on a maximum of 99 per player/manager. It is also not possible to apply contracts to players on loan.

Anyone that plays a match spends a contract, even if he started the match on the bench. That’s why you should avoid making many substitutions.

It is advantageous to apply a contract card of the same quality of the player card. However, it doesn’t need to be like that. For example: you can apply a bronze contract card to a gold player.

The big trick is not do not spend a lot of coins on contracts but store managers in your club that give you a bonus up to 50%. Furthermore always study the relation price vs amount of matches. Sometimes a silver contract card may be the cheapest option for your gold player.

Gold Rare 28 Matches 24 Matches 28 Matches
Gold Non-Rare 13 Matches 11 Matches 15 Matches
Silver Rare 18 Matches 24 Matches 20 Matches
Silver Non-Rare 8 Matches 10 Matches 10 Matches
Bronze Rare 3 Matches 6 Matches 15 Matches
Bronze Non-Rare 1 Match 2 Matches 8 Matches


Gold Rare 28 Matches 24 Matches 24 Matches
Gold Non-Rare 13 Matches 11 Matches 11 Matches
Silver Rare 18 Matches 24 Matches 18 Matches
Silver Non-Rare 8 Matches 10 Matches 8 Matches
Bronze Rare 3 Matches 6 Matches 15 Matches
Bronze Non-Rare 1 Match 2 Matches 8 Matches


How to Apply Contract Cards

Instructions to apply contract items

To apply contracts to a player, go to your Squad in FUT, select your player and bring up the Player Actions screen (PS4: Square button / Xbox: X button), Apply Consumable, then select a contract from the Contract tab.

To apply contracts a manager card, go to your Squad, select the Manager Actions screen (PS4: R2 / Xbox: RT), the select Apply Manager Item, choose a contract card from the Contract tab.



Should I buy FIFA 20 Contract Cards?

No one can lives without contracts. You will need to buy them if you want to play. You have no choice.

Historically the contract cards have never been cheap. Given its strategic importance in the game, there was a strong tendency to make price-fixing with them. It was normal to see contracts being sold by more than 1,000 coins at the second half of the season. However, since FUT 14, EA have increased the amount of contract cards on the market and the prices have been going down. The most expensive one, the gold rare, are now being sold by less than 500 coins. At certain times, like huge Happy Hours, special In Form releases and at the beginning of the game, these cards can be purchased by only 150 coins. Stay alert.

For each match you play, you spend something like 60 to 80 coins on contracts.


FIFA 20 Contract cards are not cheap, so you should pay attention to the following tips:

1 For the same price, always choose the contracts’ cards that give you more matches;
2 Do not apply contract cards with many matches to players or managers who you do not know will be in your club much more time;
3 Do not waste contract cards if it exceeds the 99 matches;
4 Only make substitutions that are strictly necessary.

If you have stored managers on your club, you will get a bonus up to 50% when you apply a contract card.


15 thoughts on “FIFA 20 Contract Cards Guide”

  1. Why is EA not doing anything about this?? It’s absolutely embarrassing for the Electronic Arts world and certainly puts EA in the red flag zone. We as an audience are being SCAMMED and EA have nothing to say about this? This problem that thousands maybe millions of people are having is a BUG in itself…never mind being unable to apply ‘contract consumables’ to your FUT . EA stop blaming XBOX/PS consoles when it’s clearly your technical errors. However I don’t know if it’s a mixture of both with Microsoft as well. Thumbs down for a true gamer like me.

  2. i got a player from the packages with 7 games contract and it ended what should i do with that player from the special club should i keep or remove the player by selling them with 0 coins

  3. Hello there,

    I’m having a strange issue. I’m playing Squad Battles and have several players that need to renew their contracts. I currently have a lot of contract cards left but I can’t renew these players. When trying to, it only shows “Convert to Concept Player”. Would you know if this is a bug or if I’m doing something wrong?


  4. But Fifa 20 doesn’t have the 99 contracts for players I have 40,000 coins and I don’t see where I can buy the 99 contracts 🙁

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